LTV · monthly repayment
▼ 0.50% · 3.625%
HK$360,391
−HK$22,600/mo
▼ 0.25% · 3.875%
HK$371,601
−HK$11,390/mo
Today · 4.125%
HK$382,991
baseline
▲ 0.50% · 4.625%
HK$406,295
+HK$23,304/mo
Deposit HK$79.02M · loan HK$79.02M · min. income ≈ HK$765,982/mo (50% DSR)
Upfront cash ≈ HK$89.30M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,931
−HK$21,662/mo
▼ 0.25% · 3.875%
HK$411,684
−HK$10,909/mo
Today · 4.125%
HK$422,593
baseline
▲ 0.50% · 4.625%
HK$444,868
+HK$22,275/mo
Deposit HK$79.02M · loan HK$79.02M · min. income ≈ HK$845,186/mo (50% DSR)
Upfront cash ≈ HK$89.30M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,469
−HK$27,120/mo
▼ 0.25% · 3.875%
HK$445,922
−HK$13,667/mo
Today · 4.125%
HK$459,589
baseline
▲ 0.50% · 4.625%
HK$487,554
+HK$27,965/mo
Deposit HK$63.22M · loan HK$94.83M · min. income ≈ HK$919,178/mo (50% DSR)
Upfront cash ≈ HK$73.49M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,118
−HK$25,993/mo
▼ 0.25% · 3.875%
HK$494,021
−HK$13,090/mo
Today · 4.125%
HK$507,111
baseline
▲ 0.50% · 4.625%
HK$533,842
+HK$26,731/mo
Deposit HK$63.22M · loan HK$94.83M · min. income ≈ HK$1,014,222/mo (50% DSR)
Upfront cash ≈ HK$73.49M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$504,548
−HK$31,639/mo
▼ 0.25% · 3.875%
HK$520,242
−HK$15,945/mo
Today · 4.125%
HK$536,187
baseline
▲ 0.50% · 4.625%
HK$568,813
+HK$32,626/mo
Deposit HK$47.41M · loan HK$110.63M · min. income ≈ HK$1,072,374/mo (50% DSR)
Upfront cash ≈ HK$57.69M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$561,304
−HK$30,326/mo
▼ 0.25% · 3.875%
HK$576,358
−HK$15,272/mo
Today · 4.125%
HK$591,630
baseline
▲ 0.50% · 4.625%
HK$622,815
+HK$31,185/mo
Deposit HK$47.41M · loan HK$110.63M · min. income ≈ HK$1,183,260/mo (50% DSR)
Upfront cash ≈ HK$57.69M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$648,704
−HK$40,679/mo
▼ 0.25% · 3.875%
HK$668,882
−HK$20,501/mo
Today · 4.125%
HK$689,383
baseline
▲ 0.50% · 4.625%
HK$731,331
+HK$41,948/mo
Deposit HK$15.80M · loan HK$142.24M · min. income ≈ HK$1,378,766/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$721,677
−HK$38,990/mo
▼ 0.25% · 3.875%
HK$741,032
−HK$19,635/mo
Today · 4.125%
HK$760,667
baseline
▲ 0.50% · 4.625%
HK$800,762
+HK$40,095/mo
Deposit HK$15.80M · loan HK$142.24M · min. income ≈ HK$1,521,334/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$10,273,152 · Scale 2, in force from 26 Feb 2026)