LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,040
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,161
−HK$1,139/mo
Today · 4.125%
HK$38,300
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,331/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,600/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,094
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,170
−HK$1,090/mo
Today · 4.125%
HK$42,260
baseline
▲ 0.50% · 4.625%
HK$44,488
+HK$2,228/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,520/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,248
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,593
−HK$1,367/mo
Today · 4.125%
HK$45,960
baseline
▲ 0.50% · 4.625%
HK$48,757
+HK$2,797/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,920/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,113
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,404
−HK$1,309/mo
Today · 4.125%
HK$50,713
baseline
▲ 0.50% · 4.625%
HK$53,386
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,426/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,456
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,026
−HK$1,594/mo
Today · 4.125%
HK$53,620
baseline
▲ 0.50% · 4.625%
HK$56,883
+HK$3,263/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,240/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,132
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,637
−HK$1,528/mo
Today · 4.125%
HK$59,165
baseline
▲ 0.50% · 4.625%
HK$62,283
+HK$3,118/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,330/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,872
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,890
−HK$2,050/mo
Today · 4.125%
HK$68,940
baseline
▲ 0.50% · 4.625%
HK$73,135
+HK$4,195/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$137,880/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,170
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,105
−HK$1,964/mo
Today · 4.125%
HK$76,069
baseline
▲ 0.50% · 4.625%
HK$80,079
+HK$4,010/mo
Deposit HK$1.58M · loan HK$14.22M · min. income ≈ HK$152,138/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,700 · Scale 2, in force from 26 Feb 2026)