LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,044
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,165
−HK$1,139/mo
Today · 4.125%
HK$38,304
baseline
▲ 0.50% · 4.625%
HK$40,635
+HK$2,331/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,608/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,098
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,174
−HK$1,091/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,492
+HK$2,227/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,252
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,598
−HK$1,367/mo
Today · 4.125%
HK$45,965
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,796/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,930/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,118
−HK$2,599/mo
▼ 0.25% · 3.875%
HK$49,408
−HK$1,309/mo
Today · 4.125%
HK$50,717
baseline
▲ 0.50% · 4.625%
HK$53,391
+HK$2,674/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,434/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,461
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$52,031
−HK$1,594/mo
Today · 4.125%
HK$53,625
baseline
▲ 0.50% · 4.625%
HK$56,888
+HK$3,263/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$107,250/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,137
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,643
−HK$1,527/mo
Today · 4.125%
HK$59,170
baseline
▲ 0.50% · 4.625%
HK$62,289
+HK$3,119/mo
Deposit HK$4.74M · loan HK$11.06M · min. income ≈ HK$118,340/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,878
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,897
−HK$2,050/mo
Today · 4.125%
HK$68,947
baseline
▲ 0.50% · 4.625%
HK$73,142
+HK$4,195/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,894/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,177
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,112
−HK$1,964/mo
Today · 4.125%
HK$76,076
baseline
▲ 0.50% · 4.625%
HK$80,086
+HK$4,010/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,152/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,756 · Scale 2, in force from 26 Feb 2026)