LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,046
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,167
−HK$1,139/mo
Today · 4.125%
HK$38,306
baseline
▲ 0.50% · 4.625%
HK$40,637
+HK$2,331/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,612/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,101
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,176
−HK$1,091/mo
Today · 4.125%
HK$42,267
baseline
▲ 0.50% · 4.625%
HK$44,495
+HK$2,228/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,534/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,255
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,601
−HK$1,367/mo
Today · 4.125%
HK$45,968
baseline
▲ 0.50% · 4.625%
HK$48,765
+HK$2,797/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$91,936/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,121
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,412
−HK$1,309/mo
Today · 4.125%
HK$50,721
baseline
▲ 0.50% · 4.625%
HK$53,394
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.48M · min. income ≈ HK$101,442/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,464
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,034
−HK$1,595/mo
Today · 4.125%
HK$53,629
baseline
▲ 0.50% · 4.625%
HK$56,892
+HK$3,263/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,258/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,141
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,647
−HK$1,527/mo
Today · 4.125%
HK$59,174
baseline
▲ 0.50% · 4.625%
HK$62,293
+HK$3,119/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,348/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,883
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,901
−HK$2,051/mo
Today · 4.125%
HK$68,952
baseline
▲ 0.50% · 4.625%
HK$73,147
+HK$4,195/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,904/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,182
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,117
−HK$1,964/mo
Today · 4.125%
HK$76,081
baseline
▲ 0.50% · 4.625%
HK$80,092
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,162/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,796 · Scale 2, in force from 26 Feb 2026)