LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,049
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,170
−HK$1,139/mo
Today · 4.125%
HK$38,309
baseline
▲ 0.50% · 4.625%
HK$40,641
+HK$2,332/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,618/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,104
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,180
−HK$1,091/mo
Today · 4.125%
HK$42,271
baseline
▲ 0.50% · 4.625%
HK$44,499
+HK$2,228/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,542/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,259
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,604
−HK$1,367/mo
Today · 4.125%
HK$45,971
baseline
▲ 0.50% · 4.625%
HK$48,769
+HK$2,798/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,942/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,125
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,416
−HK$1,309/mo
Today · 4.125%
HK$50,725
baseline
▲ 0.50% · 4.625%
HK$53,399
+HK$2,674/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,450/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,468
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,038
−HK$1,595/mo
Today · 4.125%
HK$53,633
baseline
▲ 0.50% · 4.625%
HK$56,897
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,266/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,146
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,651
−HK$1,528/mo
Today · 4.125%
HK$59,179
baseline
▲ 0.50% · 4.625%
HK$62,298
+HK$3,119/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,358/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,888
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,906
−HK$2,051/mo
Today · 4.125%
HK$68,957
baseline
▲ 0.50% · 4.625%
HK$73,153
+HK$4,196/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,914/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,187
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,123
−HK$1,964/mo
Today · 4.125%
HK$76,087
baseline
▲ 0.50% · 4.625%
HK$80,098
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,174/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,843 · Scale 2, in force from 26 Feb 2026)