LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,050
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,171
−HK$1,140/mo
Today · 4.125%
HK$38,311
baseline
▲ 0.50% · 4.625%
HK$40,642
+HK$2,331/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$76,622/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,105
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,181
−HK$1,091/mo
Today · 4.125%
HK$42,272
baseline
▲ 0.50% · 4.625%
HK$44,500
+HK$2,228/mo
Deposit HK$7.90M · loan HK$7.90M · min. income ≈ HK$84,544/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,260
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,606
−HK$1,367/mo
Today · 4.125%
HK$45,973
baseline
▲ 0.50% · 4.625%
HK$48,770
+HK$2,797/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,946/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,126
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,417
−HK$1,310/mo
Today · 4.125%
HK$50,727
baseline
▲ 0.50% · 4.625%
HK$53,400
+HK$2,673/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,454/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,470
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,040
−HK$1,595/mo
Today · 4.125%
HK$53,635
baseline
▲ 0.50% · 4.625%
HK$56,899
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,270/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,148
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$57,653
−HK$1,528/mo
Today · 4.125%
HK$59,181
baseline
▲ 0.50% · 4.625%
HK$62,301
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,362/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,890
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,909
−HK$2,050/mo
Today · 4.125%
HK$68,959
baseline
▲ 0.50% · 4.625%
HK$73,155
+HK$4,196/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,918/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,190
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,126
−HK$1,964/mo
Today · 4.125%
HK$76,090
baseline
▲ 0.50% · 4.625%
HK$80,101
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,180/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,863 · Scale 2, in force from 26 Feb 2026)