LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,051
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$1,139/mo
Today · 4.125%
HK$38,312
baseline
▲ 0.50% · 4.625%
HK$40,643
+HK$2,331/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,624/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,107
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,182
−HK$1,092/mo
Today · 4.125%
HK$42,274
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,228/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,548/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,262
−HK$2,712/mo
▼ 0.25% · 3.875%
HK$44,607
−HK$1,367/mo
Today · 4.125%
HK$45,974
baseline
▲ 0.50% · 4.625%
HK$48,772
+HK$2,798/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,948/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,128
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,419
−HK$1,309/mo
Today · 4.125%
HK$50,728
baseline
▲ 0.50% · 4.625%
HK$53,402
+HK$2,674/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,456/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,472
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,042
−HK$1,595/mo
Today · 4.125%
HK$53,637
baseline
▲ 0.50% · 4.625%
HK$56,900
+HK$3,263/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,274/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,149
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,655
−HK$1,528/mo
Today · 4.125%
HK$59,183
baseline
▲ 0.50% · 4.625%
HK$62,303
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,366/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,892
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,911
−HK$2,051/mo
Today · 4.125%
HK$68,962
baseline
▲ 0.50% · 4.625%
HK$73,158
+HK$4,196/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,924/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,192
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,128
−HK$1,964/mo
Today · 4.125%
HK$76,092
baseline
▲ 0.50% · 4.625%
HK$80,103
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,184/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,882 · Scale 2, in force from 26 Feb 2026)