LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,053
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$1,139/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,645
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,108
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,184
−HK$1,091/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,503
+HK$2,228/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,263
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,609
−HK$1,367/mo
Today · 4.125%
HK$45,976
baseline
▲ 0.50% · 4.625%
HK$48,774
+HK$2,798/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,952/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,130
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,421
−HK$1,309/mo
Today · 4.125%
HK$50,730
baseline
▲ 0.50% · 4.625%
HK$53,404
+HK$2,674/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,460/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,474
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,044
−HK$1,595/mo
Today · 4.125%
HK$53,639
baseline
▲ 0.50% · 4.625%
HK$56,902
+HK$3,263/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,278/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,151
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,657
−HK$1,528/mo
Today · 4.125%
HK$59,185
baseline
▲ 0.50% · 4.625%
HK$62,305
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,370/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,895
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,913
−HK$2,051/mo
Today · 4.125%
HK$68,964
baseline
▲ 0.50% · 4.625%
HK$73,160
+HK$4,196/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,928/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,195
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,131
−HK$1,964/mo
Today · 4.125%
HK$76,095
baseline
▲ 0.50% · 4.625%
HK$80,106
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,190/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,903 · Scale 2, in force from 26 Feb 2026)