LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,054
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,175
−HK$1,139/mo
Today · 4.125%
HK$38,314
baseline
▲ 0.50% · 4.625%
HK$40,646
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,628/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,109
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,185
−HK$1,091/mo
Today · 4.125%
HK$42,276
baseline
▲ 0.50% · 4.625%
HK$44,505
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,552/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,264
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,610
−HK$1,367/mo
Today · 4.125%
HK$45,977
baseline
▲ 0.50% · 4.625%
HK$48,775
+HK$2,798/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,954/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,131
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,422
−HK$1,309/mo
Today · 4.125%
HK$50,731
baseline
▲ 0.50% · 4.625%
HK$53,405
+HK$2,674/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,462/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,475
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,045
−HK$1,595/mo
Today · 4.125%
HK$53,640
baseline
▲ 0.50% · 4.625%
HK$56,904
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,280/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,153
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,659
−HK$1,528/mo
Today · 4.125%
HK$59,187
baseline
▲ 0.50% · 4.625%
HK$62,306
+HK$3,119/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,374/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,896
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,915
−HK$2,051/mo
Today · 4.125%
HK$68,966
baseline
▲ 0.50% · 4.625%
HK$73,162
+HK$4,196/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,932/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,196
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,133
−HK$1,964/mo
Today · 4.125%
HK$76,097
baseline
▲ 0.50% · 4.625%
HK$80,108
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,194/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,919 · Scale 2, in force from 26 Feb 2026)