LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,056
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,177
−HK$1,140/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,648
+HK$2,331/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,111
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,187
−HK$1,092/mo
Today · 4.125%
HK$42,279
baseline
▲ 0.50% · 4.625%
HK$44,507
+HK$2,228/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,558/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,267
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,613
−HK$1,367/mo
Today · 4.125%
HK$45,980
baseline
▲ 0.50% · 4.625%
HK$48,778
+HK$2,798/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,960/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,134
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,425
−HK$1,309/mo
Today · 4.125%
HK$50,734
baseline
▲ 0.50% · 4.625%
HK$53,409
+HK$2,675/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,468/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,478
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,048
−HK$1,595/mo
Today · 4.125%
HK$53,643
baseline
▲ 0.50% · 4.625%
HK$56,907
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,286/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,156
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,662
−HK$1,528/mo
Today · 4.125%
HK$59,190
baseline
▲ 0.50% · 4.625%
HK$62,310
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,380/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,900
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,919
−HK$2,051/mo
Today · 4.125%
HK$68,970
baseline
▲ 0.50% · 4.625%
HK$73,166
+HK$4,196/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,940/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,201
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,137
−HK$1,964/mo
Today · 4.125%
HK$76,101
baseline
▲ 0.50% · 4.625%
HK$80,113
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,202/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,953 · Scale 2, in force from 26 Feb 2026)