LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,056
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,178
−HK$1,139/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,649
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,112
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,188
−HK$1,091/mo
Today · 4.125%
HK$42,279
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,558/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,268
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,613
−HK$1,368/mo
Today · 4.125%
HK$45,981
baseline
▲ 0.50% · 4.625%
HK$48,779
+HK$2,798/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$91,962/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,135
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,426
−HK$1,309/mo
Today · 4.125%
HK$50,735
baseline
▲ 0.50% · 4.625%
HK$53,410
+HK$2,675/mo
Deposit HK$6.32M · loan HK$9.49M · min. income ≈ HK$101,470/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,479
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,049
−HK$1,595/mo
Today · 4.125%
HK$53,644
baseline
▲ 0.50% · 4.625%
HK$56,908
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,288/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,157
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,663
−HK$1,528/mo
Today · 4.125%
HK$59,191
baseline
▲ 0.50% · 4.625%
HK$62,311
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,382/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,901
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,920
−HK$2,051/mo
Today · 4.125%
HK$68,971
baseline
▲ 0.50% · 4.625%
HK$73,168
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,942/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,202
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,139
−HK$1,964/mo
Today · 4.125%
HK$76,103
baseline
▲ 0.50% · 4.625%
HK$80,115
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,206/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,966 · Scale 2, in force from 26 Feb 2026)