LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,057
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,178
−HK$1,140/mo
Today · 4.125%
HK$38,318
baseline
▲ 0.50% · 4.625%
HK$40,649
+HK$2,331/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,636/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,113
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,188
−HK$1,092/mo
Today · 4.125%
HK$42,280
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,228/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,560/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,268
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,614
−HK$1,367/mo
Today · 4.125%
HK$45,981
baseline
▲ 0.50% · 4.625%
HK$48,779
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,962/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,135
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,426
−HK$1,310/mo
Today · 4.125%
HK$50,736
baseline
▲ 0.50% · 4.625%
HK$53,410
+HK$2,674/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,472/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,479
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,049
−HK$1,596/mo
Today · 4.125%
HK$53,645
baseline
▲ 0.50% · 4.625%
HK$56,909
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,290/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,158
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,664
−HK$1,528/mo
Today · 4.125%
HK$59,192
baseline
▲ 0.50% · 4.625%
HK$62,312
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,384/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,902
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,921
−HK$2,051/mo
Today · 4.125%
HK$68,972
baseline
▲ 0.50% · 4.625%
HK$73,169
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,944/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,203
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,139
−HK$1,965/mo
Today · 4.125%
HK$76,104
baseline
▲ 0.50% · 4.625%
HK$80,115
+HK$4,011/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,208/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,970 · Scale 2, in force from 26 Feb 2026)