LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,058
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,180
−HK$1,140/mo
Today · 4.125%
HK$38,320
baseline
▲ 0.50% · 4.625%
HK$40,651
+HK$2,331/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,640/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,115
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,190
−HK$1,092/mo
Today · 4.125%
HK$42,282
baseline
▲ 0.50% · 4.625%
HK$44,511
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,564/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,270
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,616
−HK$1,367/mo
Today · 4.125%
HK$45,983
baseline
▲ 0.50% · 4.625%
HK$48,781
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,966/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,137
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,428
−HK$1,310/mo
Today · 4.125%
HK$50,738
baseline
▲ 0.50% · 4.625%
HK$53,413
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,476/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,482
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$52,052
−HK$1,595/mo
Today · 4.125%
HK$53,647
baseline
▲ 0.50% · 4.625%
HK$56,912
+HK$3,265/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,294/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,160
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,528/mo
Today · 4.125%
HK$59,195
baseline
▲ 0.50% · 4.625%
HK$62,315
+HK$3,120/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,390/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,905
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,924
−HK$2,051/mo
Today · 4.125%
HK$68,975
baseline
▲ 0.50% · 4.625%
HK$73,172
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,950/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,206
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,143
−HK$1,964/mo
Today · 4.125%
HK$76,107
baseline
▲ 0.50% · 4.625%
HK$80,119
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,214/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$592,999 · Scale 2, in force from 26 Feb 2026)