LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,059
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$1,139/mo
Today · 4.125%
HK$38,320
baseline
▲ 0.50% · 4.625%
HK$40,652
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,640/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,115
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,191
−HK$1,091/mo
Today · 4.125%
HK$42,282
baseline
▲ 0.50% · 4.625%
HK$44,511
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,564/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,271
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,617
−HK$1,367/mo
Today · 4.125%
HK$45,984
baseline
▲ 0.50% · 4.625%
HK$48,782
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,968/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,138
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,429
−HK$1,310/mo
Today · 4.125%
HK$50,739
baseline
▲ 0.50% · 4.625%
HK$53,413
+HK$2,674/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,478/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,482
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,053
−HK$1,595/mo
Today · 4.125%
HK$53,648
baseline
▲ 0.50% · 4.625%
HK$56,913
+HK$3,265/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,296/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,161
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,667
−HK$1,528/mo
Today · 4.125%
HK$59,195
baseline
▲ 0.50% · 4.625%
HK$62,316
+HK$3,121/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,390/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,906
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,925
−HK$2,051/mo
Today · 4.125%
HK$68,976
baseline
▲ 0.50% · 4.625%
HK$73,173
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,952/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,207
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,144
−HK$1,964/mo
Today · 4.125%
HK$76,108
baseline
▲ 0.50% · 4.625%
HK$80,120
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,216/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,008 · Scale 2, in force from 26 Feb 2026)