LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,060
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,182
−HK$1,139/mo
Today · 4.125%
HK$38,321
baseline
▲ 0.50% · 4.625%
HK$40,653
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,642/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,116
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,192
−HK$1,092/mo
Today · 4.125%
HK$42,284
baseline
▲ 0.50% · 4.625%
HK$44,513
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,568/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,272
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,618
−HK$1,368/mo
Today · 4.125%
HK$45,986
baseline
▲ 0.50% · 4.625%
HK$48,784
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,972/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,140
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,431
−HK$1,310/mo
Today · 4.125%
HK$50,741
baseline
▲ 0.50% · 4.625%
HK$53,415
+HK$2,674/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,482/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,484
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,054
−HK$1,596/mo
Today · 4.125%
HK$53,650
baseline
▲ 0.50% · 4.625%
HK$56,914
+HK$3,264/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,300/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,163
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,669
−HK$1,528/mo
Today · 4.125%
HK$59,197
baseline
▲ 0.50% · 4.625%
HK$62,318
+HK$3,121/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,394/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,908
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,927
−HK$2,051/mo
Today · 4.125%
HK$68,978
baseline
▲ 0.50% · 4.625%
HK$73,176
+HK$4,198/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,956/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,210
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,146
−HK$1,965/mo
Today · 4.125%
HK$76,111
baseline
▲ 0.50% · 4.625%
HK$80,123
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,222/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,027 · Scale 2, in force from 26 Feb 2026)