LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,063
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,185
−HK$1,139/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,120
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,196
−HK$1,091/mo
Today · 4.125%
HK$42,287
baseline
▲ 0.50% · 4.625%
HK$44,516
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,574/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,276
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,622
−HK$1,367/mo
Today · 4.125%
HK$45,989
baseline
▲ 0.50% · 4.625%
HK$48,788
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,978/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,144
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,435
−HK$1,310/mo
Today · 4.125%
HK$50,745
baseline
▲ 0.50% · 4.625%
HK$53,419
+HK$2,674/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,490/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,488
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,059
−HK$1,595/mo
Today · 4.125%
HK$53,654
baseline
▲ 0.50% · 4.625%
HK$56,919
+HK$3,265/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,308/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,168
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$57,674
−HK$1,528/mo
Today · 4.125%
HK$59,202
baseline
▲ 0.50% · 4.625%
HK$62,323
+HK$3,121/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,404/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,913
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,932
−HK$2,052/mo
Today · 4.125%
HK$68,984
baseline
▲ 0.50% · 4.625%
HK$73,181
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,968/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,215
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,152
−HK$1,965/mo
Today · 4.125%
HK$76,117
baseline
▲ 0.50% · 4.625%
HK$80,129
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,234/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,074 · Scale 2, in force from 26 Feb 2026)