LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,065
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,187
−HK$1,139/mo
Today · 4.125%
HK$38,326
baseline
▲ 0.50% · 4.625%
HK$40,658
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,652/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,122
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,198
−HK$1,091/mo
Today · 4.125%
HK$42,289
baseline
▲ 0.50% · 4.625%
HK$44,519
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,578/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,278
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,624
−HK$1,368/mo
Today · 4.125%
HK$45,992
baseline
▲ 0.50% · 4.625%
HK$48,790
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,984/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,146
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,437
−HK$1,310/mo
Today · 4.125%
HK$50,747
baseline
▲ 0.50% · 4.625%
HK$53,422
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,494/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,491
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,061
−HK$1,596/mo
Today · 4.125%
HK$53,657
baseline
▲ 0.50% · 4.625%
HK$56,922
+HK$3,265/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,314/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,170
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,677
−HK$1,528/mo
Today · 4.125%
HK$59,205
baseline
▲ 0.50% · 4.625%
HK$62,326
+HK$3,121/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,410/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,917
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,936
−HK$2,052/mo
Today · 4.125%
HK$68,988
baseline
▲ 0.50% · 4.625%
HK$73,185
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,976/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,219
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,156
−HK$1,965/mo
Today · 4.125%
HK$76,121
baseline
▲ 0.50% · 4.625%
HK$80,133
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,242/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,105 · Scale 2, in force from 26 Feb 2026)