LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,065
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,187
−HK$1,140/mo
Today · 4.125%
HK$38,327
baseline
▲ 0.50% · 4.625%
HK$40,659
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,654/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,122
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,198
−HK$1,092/mo
Today · 4.125%
HK$42,290
baseline
▲ 0.50% · 4.625%
HK$44,519
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,580/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,278
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,625
−HK$1,367/mo
Today · 4.125%
HK$45,992
baseline
▲ 0.50% · 4.625%
HK$48,791
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,984/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,147
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,438
−HK$1,310/mo
Today · 4.125%
HK$50,748
baseline
▲ 0.50% · 4.625%
HK$53,423
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,496/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,491
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,062
−HK$1,596/mo
Today · 4.125%
HK$53,658
baseline
▲ 0.50% · 4.625%
HK$56,923
+HK$3,265/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,316/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,171
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,678
−HK$1,528/mo
Today · 4.125%
HK$59,206
baseline
▲ 0.50% · 4.625%
HK$62,327
+HK$3,121/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,412/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,918
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,937
−HK$2,052/mo
Today · 4.125%
HK$68,989
baseline
▲ 0.50% · 4.625%
HK$73,186
+HK$4,197/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,978/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,220
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,157
−HK$1,965/mo
Today · 4.125%
HK$76,122
baseline
▲ 0.50% · 4.625%
HK$80,135
+HK$4,013/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,244/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,114 · Scale 2, in force from 26 Feb 2026)