LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,066
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,188
−HK$1,139/mo
Today · 4.125%
HK$38,327
baseline
▲ 0.50% · 4.625%
HK$40,660
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,654/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,123
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,199
−HK$1,092/mo
Today · 4.125%
HK$42,291
baseline
▲ 0.50% · 4.625%
HK$44,520
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,582/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,279
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,625
−HK$1,368/mo
Today · 4.125%
HK$45,993
baseline
▲ 0.50% · 4.625%
HK$48,791
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,986/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,147
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,439
−HK$1,310/mo
Today · 4.125%
HK$50,749
baseline
▲ 0.50% · 4.625%
HK$53,424
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,498/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,492
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,063
−HK$1,595/mo
Today · 4.125%
HK$53,658
baseline
▲ 0.50% · 4.625%
HK$56,923
+HK$3,265/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$107,316/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,172
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,678
−HK$1,529/mo
Today · 4.125%
HK$59,207
baseline
▲ 0.50% · 4.625%
HK$62,328
+HK$3,121/mo
Deposit HK$4.74M · loan HK$11.07M · min. income ≈ HK$118,414/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,918
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,938
−HK$2,051/mo
Today · 4.125%
HK$68,989
baseline
▲ 0.50% · 4.625%
HK$73,187
+HK$4,198/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$137,978/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,221
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,158
−HK$1,965/mo
Today · 4.125%
HK$76,123
baseline
▲ 0.50% · 4.625%
HK$80,136
+HK$4,013/mo
Deposit HK$1.58M · loan HK$14.23M · min. income ≈ HK$152,246/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,121 · Scale 2, in force from 26 Feb 2026)