LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,067
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,189
−HK$1,140/mo
Today · 4.125%
HK$38,329
baseline
▲ 0.50% · 4.625%
HK$40,661
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,658/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,124
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,200
−HK$1,092/mo
Today · 4.125%
HK$42,292
baseline
▲ 0.50% · 4.625%
HK$44,521
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,584/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,281
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,627
−HK$1,368/mo
Today · 4.125%
HK$45,995
baseline
▲ 0.50% · 4.625%
HK$48,793
+HK$2,798/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,990/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,149
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,441
−HK$1,310/mo
Today · 4.125%
HK$50,751
baseline
▲ 0.50% · 4.625%
HK$53,426
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,502/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,494
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,065
−HK$1,595/mo
Today · 4.125%
HK$53,660
baseline
▲ 0.50% · 4.625%
HK$56,925
+HK$3,265/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,320/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,174
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,681
−HK$1,528/mo
Today · 4.125%
HK$59,209
baseline
▲ 0.50% · 4.625%
HK$62,330
+HK$3,121/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,418/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,921
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,940
−HK$2,052/mo
Today · 4.125%
HK$68,992
baseline
▲ 0.50% · 4.625%
HK$73,190
+HK$4,198/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$137,984/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,224
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,161
−HK$1,965/mo
Today · 4.125%
HK$76,126
baseline
▲ 0.50% · 4.625%
HK$80,138
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,252/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,143 · Scale 2, in force from 26 Feb 2026)