LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,068
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,190
−HK$1,140/mo
Today · 4.125%
HK$38,330
baseline
▲ 0.50% · 4.625%
HK$40,663
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,660/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,126
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,202
−HK$1,092/mo
Today · 4.125%
HK$42,294
baseline
▲ 0.50% · 4.625%
HK$44,523
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,588/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,282
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,628
−HK$1,368/mo
Today · 4.125%
HK$45,996
baseline
▲ 0.50% · 4.625%
HK$48,795
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,992/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,151
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,442
−HK$1,310/mo
Today · 4.125%
HK$50,752
baseline
▲ 0.50% · 4.625%
HK$53,428
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,504/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,496
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,067
−HK$1,595/mo
Today · 4.125%
HK$53,662
baseline
▲ 0.50% · 4.625%
HK$56,928
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,324/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,176
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,683
−HK$1,528/mo
Today · 4.125%
HK$59,211
baseline
▲ 0.50% · 4.625%
HK$62,332
+HK$3,121/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,422/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,923
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,943
−HK$2,051/mo
Today · 4.125%
HK$68,994
baseline
▲ 0.50% · 4.625%
HK$73,193
+HK$4,199/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$137,988/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,226
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,163
−HK$1,966/mo
Today · 4.125%
HK$76,129
baseline
▲ 0.50% · 4.625%
HK$80,141
+HK$4,012/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,258/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$593,165 · Scale 2, in force from 26 Feb 2026)