LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,071
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,193
−HK$1,140/mo
Today · 4.125%
HK$38,333
baseline
▲ 0.50% · 4.625%
HK$40,665
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,666/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,128
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,205
−HK$1,091/mo
Today · 4.125%
HK$42,296
baseline
▲ 0.50% · 4.625%
HK$44,526
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,592/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,285
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,631
−HK$1,368/mo
Today · 4.125%
HK$45,999
baseline
▲ 0.50% · 4.625%
HK$48,798
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$91,998/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,154
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,445
−HK$1,311/mo
Today · 4.125%
HK$50,756
baseline
▲ 0.50% · 4.625%
HK$53,431
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,512/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,499
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,070
−HK$1,596/mo
Today · 4.125%
HK$53,666
baseline
▲ 0.50% · 4.625%
HK$56,931
+HK$3,265/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,332/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,180
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,686
−HK$1,529/mo
Today · 4.125%
HK$59,215
baseline
▲ 0.50% · 4.625%
HK$62,336
+HK$3,121/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,430/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,927
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,947
−HK$2,052/mo
Today · 4.125%
HK$68,999
baseline
▲ 0.50% · 4.625%
HK$73,197
+HK$4,198/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$137,998/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,231
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,168
−HK$1,965/mo
Today · 4.125%
HK$76,133
baseline
▲ 0.50% · 4.625%
HK$80,146
+HK$4,013/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,266/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,202 · Scale 2, in force from 26 Feb 2026)