LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,072
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,194
−HK$1,140/mo
Today · 4.125%
HK$38,334
baseline
▲ 0.50% · 4.625%
HK$40,666
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,668/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,130
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,206
−HK$1,092/mo
Today · 4.125%
HK$42,298
baseline
▲ 0.50% · 4.625%
HK$44,527
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,596/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,286
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,633
−HK$1,368/mo
Today · 4.125%
HK$46,001
baseline
▲ 0.50% · 4.625%
HK$48,800
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,002/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,155
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,447
−HK$1,310/mo
Today · 4.125%
HK$50,757
baseline
▲ 0.50% · 4.625%
HK$53,433
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,514/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,501
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$52,071
−HK$1,596/mo
Today · 4.125%
HK$53,667
baseline
▲ 0.50% · 4.625%
HK$56,933
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,334/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,181
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,688
−HK$1,529/mo
Today · 4.125%
HK$59,217
baseline
▲ 0.50% · 4.625%
HK$62,338
+HK$3,121/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,434/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,929
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,949
−HK$2,052/mo
Today · 4.125%
HK$69,001
baseline
▲ 0.50% · 4.625%
HK$73,199
+HK$4,198/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,002/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,233
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,170
−HK$1,966/mo
Today · 4.125%
HK$76,136
baseline
▲ 0.50% · 4.625%
HK$80,149
+HK$4,013/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,272/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,220 · Scale 2, in force from 26 Feb 2026)