LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,073
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,195
−HK$1,140/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,667
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,131
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,207
−HK$1,092/mo
Today · 4.125%
HK$42,299
baseline
▲ 0.50% · 4.625%
HK$44,528
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,598/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,287
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,634
−HK$1,368/mo
Today · 4.125%
HK$46,002
baseline
▲ 0.50% · 4.625%
HK$48,801
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,004/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,157
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,448
−HK$1,311/mo
Today · 4.125%
HK$50,759
baseline
▲ 0.50% · 4.625%
HK$53,434
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,518/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,502
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,073
−HK$1,596/mo
Today · 4.125%
HK$53,669
baseline
▲ 0.50% · 4.625%
HK$56,934
+HK$3,265/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,338/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,183
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,690
−HK$1,528/mo
Today · 4.125%
HK$59,218
baseline
▲ 0.50% · 4.625%
HK$62,340
+HK$3,122/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,436/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,931
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,951
−HK$2,052/mo
Today · 4.125%
HK$69,003
baseline
▲ 0.50% · 4.625%
HK$73,201
+HK$4,198/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,006/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,235
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,172
−HK$1,966/mo
Today · 4.125%
HK$76,138
baseline
▲ 0.50% · 4.625%
HK$80,151
+HK$4,013/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,276/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,237 · Scale 2, in force from 26 Feb 2026)