LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,074
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,196
−HK$1,141/mo
Today · 4.125%
HK$38,337
baseline
▲ 0.50% · 4.625%
HK$40,669
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,674/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,132
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,209
−HK$1,092/mo
Today · 4.125%
HK$42,301
baseline
▲ 0.50% · 4.625%
HK$44,530
+HK$2,229/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,602/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,289
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,636
−HK$1,368/mo
Today · 4.125%
HK$46,004
baseline
▲ 0.50% · 4.625%
HK$48,803
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,008/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,159
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,450
−HK$1,311/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,436
+HK$2,675/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,504
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,075
−HK$1,596/mo
Today · 4.125%
HK$53,671
baseline
▲ 0.50% · 4.625%
HK$56,937
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,342/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,185
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,692
−HK$1,529/mo
Today · 4.125%
HK$59,221
baseline
▲ 0.50% · 4.625%
HK$62,342
+HK$3,121/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,442/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,934
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,954
−HK$2,052/mo
Today · 4.125%
HK$69,006
baseline
▲ 0.50% · 4.625%
HK$73,205
+HK$4,199/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,012/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,238
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,176
−HK$1,965/mo
Today · 4.125%
HK$76,141
baseline
▲ 0.50% · 4.625%
HK$80,155
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,282/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,262 · Scale 2, in force from 26 Feb 2026)