LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,076
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,198
−HK$1,141/mo
Today · 4.125%
HK$38,339
baseline
▲ 0.50% · 4.625%
HK$40,671
+HK$2,332/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,678/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,134
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,211
−HK$1,092/mo
Today · 4.125%
HK$42,303
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,606/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,292
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,638
−HK$1,368/mo
Today · 4.125%
HK$46,006
baseline
▲ 0.50% · 4.625%
HK$48,806
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,012/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,161
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,453
−HK$1,310/mo
Today · 4.125%
HK$50,763
baseline
▲ 0.50% · 4.625%
HK$53,439
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,526/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,507
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,078
−HK$1,596/mo
Today · 4.125%
HK$53,674
baseline
▲ 0.50% · 4.625%
HK$56,940
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$107,348/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,188
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,695
−HK$1,529/mo
Today · 4.125%
HK$59,224
baseline
▲ 0.50% · 4.625%
HK$62,346
+HK$3,122/mo
Deposit HK$4.75M · loan HK$11.07M · min. income ≈ HK$118,448/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,937
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,957
−HK$2,052/mo
Today · 4.125%
HK$69,009
baseline
▲ 0.50% · 4.625%
HK$73,209
+HK$4,200/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,018/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,242
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,180
−HK$1,965/mo
Today · 4.125%
HK$76,145
baseline
▲ 0.50% · 4.625%
HK$80,159
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,290/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,294 · Scale 2, in force from 26 Feb 2026)