LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,078
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,200
−HK$1,140/mo
Today · 4.125%
HK$38,340
baseline
▲ 0.50% · 4.625%
HK$40,673
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,680/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,136
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,213
−HK$1,092/mo
Today · 4.125%
HK$42,305
baseline
▲ 0.50% · 4.625%
HK$44,535
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,610/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,293
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,640
−HK$1,368/mo
Today · 4.125%
HK$46,008
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,016/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,163
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,455
−HK$1,311/mo
Today · 4.125%
HK$50,766
baseline
▲ 0.50% · 4.625%
HK$53,442
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,532/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,509
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$52,080
−HK$1,596/mo
Today · 4.125%
HK$53,676
baseline
▲ 0.50% · 4.625%
HK$56,942
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,352/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,191
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,698
−HK$1,529/mo
Today · 4.125%
HK$59,227
baseline
▲ 0.50% · 4.625%
HK$62,348
+HK$3,121/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,454/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,940
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,960
−HK$2,052/mo
Today · 4.125%
HK$69,012
baseline
▲ 0.50% · 4.625%
HK$73,212
+HK$4,200/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,024/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,245
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,183
−HK$1,965/mo
Today · 4.125%
HK$76,148
baseline
▲ 0.50% · 4.625%
HK$80,162
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,296/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,319 · Scale 2, in force from 26 Feb 2026)