LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,079
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,201
−HK$1,140/mo
Today · 4.125%
HK$38,341
baseline
▲ 0.50% · 4.625%
HK$40,674
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,682/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,137
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,214
−HK$1,092/mo
Today · 4.125%
HK$42,306
baseline
▲ 0.50% · 4.625%
HK$44,536
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,612/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,295
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,641
−HK$1,369/mo
Today · 4.125%
HK$46,010
baseline
▲ 0.50% · 4.625%
HK$48,809
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,020/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,165
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,457
−HK$1,310/mo
Today · 4.125%
HK$50,767
baseline
▲ 0.50% · 4.625%
HK$53,443
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,534/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,510
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,082
−HK$1,596/mo
Today · 4.125%
HK$53,678
baseline
▲ 0.50% · 4.625%
HK$56,944
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,356/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,699
−HK$1,529/mo
Today · 4.125%
HK$59,228
baseline
▲ 0.50% · 4.625%
HK$62,350
+HK$3,122/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,456/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,942
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,962
−HK$2,052/mo
Today · 4.125%
HK$69,014
baseline
▲ 0.50% · 4.625%
HK$73,214
+HK$4,200/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,028/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,247
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,185
−HK$1,965/mo
Today · 4.125%
HK$76,150
baseline
▲ 0.50% · 4.625%
HK$80,164
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,300/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,335 · Scale 2, in force from 26 Feb 2026)