LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,080
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,202
−HK$1,140/mo
Today · 4.125%
HK$38,342
baseline
▲ 0.50% · 4.625%
HK$40,675
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,684/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,138
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,215
−HK$1,092/mo
Today · 4.125%
HK$42,307
baseline
▲ 0.50% · 4.625%
HK$44,537
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,614/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,296
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,642
−HK$1,369/mo
Today · 4.125%
HK$46,011
baseline
▲ 0.50% · 4.625%
HK$48,810
+HK$2,799/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,022/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,166
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,458
−HK$1,310/mo
Today · 4.125%
HK$50,768
baseline
▲ 0.50% · 4.625%
HK$53,444
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,536/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,511
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,083
−HK$1,596/mo
Today · 4.125%
HK$53,679
baseline
▲ 0.50% · 4.625%
HK$56,945
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,358/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,194
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$57,701
−HK$1,528/mo
Today · 4.125%
HK$59,229
baseline
▲ 0.50% · 4.625%
HK$62,352
+HK$3,123/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,458/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,943
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,963
−HK$2,053/mo
Today · 4.125%
HK$69,016
baseline
▲ 0.50% · 4.625%
HK$73,215
+HK$4,199/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,032/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,249
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,186
−HK$1,966/mo
Today · 4.125%
HK$76,152
baseline
▲ 0.50% · 4.625%
HK$80,166
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,304/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,349 · Scale 2, in force from 26 Feb 2026)