LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,080
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,203
−HK$1,140/mo
Today · 4.125%
HK$38,343
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,686/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,139
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,216
−HK$1,092/mo
Today · 4.125%
HK$42,308
baseline
▲ 0.50% · 4.625%
HK$44,538
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,616/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,296
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,643
−HK$1,368/mo
Today · 4.125%
HK$46,011
baseline
▲ 0.50% · 4.625%
HK$48,811
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,022/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,167
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,459
−HK$1,310/mo
Today · 4.125%
HK$50,769
baseline
▲ 0.50% · 4.625%
HK$53,445
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,538/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,512
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,084
−HK$1,596/mo
Today · 4.125%
HK$53,680
baseline
▲ 0.50% · 4.625%
HK$56,946
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,360/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,195
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,702
−HK$1,529/mo
Today · 4.125%
HK$59,231
baseline
▲ 0.50% · 4.625%
HK$62,353
+HK$3,122/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,462/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,945
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,965
−HK$2,052/mo
Today · 4.125%
HK$69,017
baseline
▲ 0.50% · 4.625%
HK$73,217
+HK$4,200/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,034/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,250
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,188
−HK$1,966/mo
Today · 4.125%
HK$76,154
baseline
▲ 0.50% · 4.625%
HK$80,168
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,308/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,360 · Scale 2, in force from 26 Feb 2026)