LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,081
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,203
−HK$1,141/mo
Today · 4.125%
HK$38,344
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,688/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,140
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,216
−HK$1,092/mo
Today · 4.125%
HK$42,308
baseline
▲ 0.50% · 4.625%
HK$44,539
+HK$2,231/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,616/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,297
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,644
−HK$1,368/mo
Today · 4.125%
HK$46,012
baseline
▲ 0.50% · 4.625%
HK$48,812
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,024/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,168
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,460
−HK$1,310/mo
Today · 4.125%
HK$50,770
baseline
▲ 0.50% · 4.625%
HK$53,446
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,540/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,513
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,085
−HK$1,596/mo
Today · 4.125%
HK$53,681
baseline
▲ 0.50% · 4.625%
HK$56,947
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,362/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,196
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,703
−HK$1,529/mo
Today · 4.125%
HK$59,232
baseline
▲ 0.50% · 4.625%
HK$62,354
+HK$3,122/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,464/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,946
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,966
−HK$2,053/mo
Today · 4.125%
HK$69,019
baseline
▲ 0.50% · 4.625%
HK$73,218
+HK$4,199/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,038/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,252
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,189
−HK$1,966/mo
Today · 4.125%
HK$76,155
baseline
▲ 0.50% · 4.625%
HK$80,169
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,310/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,372 · Scale 2, in force from 26 Feb 2026)