LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,083
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$1,141/mo
Today · 4.125%
HK$38,346
baseline
▲ 0.50% · 4.625%
HK$40,679
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,692/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,142
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,218
−HK$1,093/mo
Today · 4.125%
HK$42,311
baseline
▲ 0.50% · 4.625%
HK$44,541
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,622/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,299
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,646
−HK$1,369/mo
Today · 4.125%
HK$46,015
baseline
▲ 0.50% · 4.625%
HK$48,815
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$92,030/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,170
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,462
−HK$1,311/mo
Today · 4.125%
HK$50,773
baseline
▲ 0.50% · 4.625%
HK$53,449
+HK$2,676/mo
Deposit HK$6.33M · loan HK$9.49M · min. income ≈ HK$101,546/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,516
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,087
−HK$1,597/mo
Today · 4.125%
HK$53,684
baseline
▲ 0.50% · 4.625%
HK$56,950
+HK$3,266/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,368/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,199
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$57,706
−HK$1,529/mo
Today · 4.125%
HK$59,235
baseline
▲ 0.50% · 4.625%
HK$62,357
+HK$3,122/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,470/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,949
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,969
−HK$2,053/mo
Today · 4.125%
HK$69,022
baseline
▲ 0.50% · 4.625%
HK$73,222
+HK$4,200/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,044/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,255
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,193
−HK$1,966/mo
Today · 4.125%
HK$76,159
baseline
▲ 0.50% · 4.625%
HK$80,173
+HK$4,014/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,318/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,402 · Scale 2, in force from 26 Feb 2026)