LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,088
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,211
−HK$1,140/mo
Today · 4.125%
HK$38,351
baseline
▲ 0.50% · 4.625%
HK$40,685
+HK$2,334/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,702/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,148
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,225
−HK$1,092/mo
Today · 4.125%
HK$42,317
baseline
▲ 0.50% · 4.625%
HK$44,548
+HK$2,231/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,634/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,306
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,653
−HK$1,369/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,822
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,177
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,470
−HK$1,310/mo
Today · 4.125%
HK$50,780
baseline
▲ 0.50% · 4.625%
HK$53,457
+HK$2,677/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,560/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,524
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$52,095
−HK$1,597/mo
Today · 4.125%
HK$53,692
baseline
▲ 0.50% · 4.625%
HK$56,959
+HK$3,267/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,384/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,207
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,714
−HK$1,530/mo
Today · 4.125%
HK$59,244
baseline
▲ 0.50% · 4.625%
HK$62,367
+HK$3,123/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,488/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,959
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,980
−HK$2,052/mo
Today · 4.125%
HK$69,032
baseline
▲ 0.50% · 4.625%
HK$73,233
+HK$4,201/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$138,064/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,266
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,204
−HK$1,966/mo
Today · 4.125%
HK$76,170
baseline
▲ 0.50% · 4.625%
HK$80,186
+HK$4,016/mo
Deposit HK$1.58M · loan HK$14.24M · min. income ≈ HK$152,340/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,491 · Scale 2, in force from 26 Feb 2026)