LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,093
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,216
−HK$1,140/mo
Today · 4.125%
HK$38,356
baseline
▲ 0.50% · 4.625%
HK$40,690
+HK$2,334/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,712/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,153
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,230
−HK$1,093/mo
Today · 4.125%
HK$42,323
baseline
▲ 0.50% · 4.625%
HK$44,553
+HK$2,230/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,646/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,312
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,659
−HK$1,369/mo
Today · 4.125%
HK$46,028
baseline
▲ 0.50% · 4.625%
HK$48,828
+HK$2,800/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,056/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,184
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,476
−HK$1,311/mo
Today · 4.125%
HK$50,787
baseline
▲ 0.50% · 4.625%
HK$53,464
+HK$2,677/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,574/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,530
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,102
−HK$1,597/mo
Today · 4.125%
HK$53,699
baseline
▲ 0.50% · 4.625%
HK$56,966
+HK$3,267/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,398/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,214
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,722
−HK$1,530/mo
Today · 4.125%
HK$59,252
baseline
▲ 0.50% · 4.625%
HK$62,375
+HK$3,123/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,504/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,967
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,988
−HK$2,054/mo
Today · 4.125%
HK$69,042
baseline
▲ 0.50% · 4.625%
HK$73,243
+HK$4,201/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,084/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,276
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,214
−HK$1,967/mo
Today · 4.125%
HK$76,181
baseline
▲ 0.50% · 4.625%
HK$80,196
+HK$4,015/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,362/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,569 · Scale 2, in force from 26 Feb 2026)