LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,094
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,217
−HK$1,141/mo
Today · 4.125%
HK$38,358
baseline
▲ 0.50% · 4.625%
HK$40,691
+HK$2,333/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,716/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,154
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,231
−HK$1,093/mo
Today · 4.125%
HK$42,324
baseline
▲ 0.50% · 4.625%
HK$44,555
+HK$2,231/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,648/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,313
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,660
−HK$1,369/mo
Today · 4.125%
HK$46,029
baseline
▲ 0.50% · 4.625%
HK$48,830
+HK$2,801/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,058/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,185
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,477
−HK$1,311/mo
Today · 4.125%
HK$50,788
baseline
▲ 0.50% · 4.625%
HK$53,466
+HK$2,678/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,576/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,532
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,104
−HK$1,597/mo
Today · 4.125%
HK$53,701
baseline
▲ 0.50% · 4.625%
HK$56,968
+HK$3,267/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,402/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,216
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,724
−HK$1,529/mo
Today · 4.125%
HK$59,253
baseline
▲ 0.50% · 4.625%
HK$62,377
+HK$3,124/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,506/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,969
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,990
−HK$2,054/mo
Today · 4.125%
HK$69,044
baseline
▲ 0.50% · 4.625%
HK$73,245
+HK$4,201/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,088/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,278
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,216
−HK$1,967/mo
Today · 4.125%
HK$76,183
baseline
▲ 0.50% · 4.625%
HK$80,198
+HK$4,015/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,366/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,587 · Scale 2, in force from 26 Feb 2026)