LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,095
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,218
−HK$1,140/mo
Today · 4.125%
HK$38,358
baseline
▲ 0.50% · 4.625%
HK$40,692
+HK$2,334/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,716/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,155
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,232
−HK$1,093/mo
Today · 4.125%
HK$42,325
baseline
▲ 0.50% · 4.625%
HK$44,556
+HK$2,231/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,650/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,314
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,661
−HK$1,369/mo
Today · 4.125%
HK$46,030
baseline
▲ 0.50% · 4.625%
HK$48,831
+HK$2,801/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,060/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,186
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,479
−HK$1,311/mo
Today · 4.125%
HK$50,790
baseline
▲ 0.50% · 4.625%
HK$53,467
+HK$2,677/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,580/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,533
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,105
−HK$1,597/mo
Today · 4.125%
HK$53,702
baseline
▲ 0.50% · 4.625%
HK$56,969
+HK$3,267/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,404/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,217
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,725
−HK$1,530/mo
Today · 4.125%
HK$59,255
baseline
▲ 0.50% · 4.625%
HK$62,378
+HK$3,123/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,510/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,971
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,992
−HK$2,053/mo
Today · 4.125%
HK$69,045
baseline
▲ 0.50% · 4.625%
HK$73,246
+HK$4,201/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,090/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,279
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,218
−HK$1,966/mo
Today · 4.125%
HK$76,184
baseline
▲ 0.50% · 4.625%
HK$80,200
+HK$4,016/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,368/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,600 · Scale 2, in force from 26 Feb 2026)