LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,096
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$1,140/mo
Today · 4.125%
HK$38,359
baseline
▲ 0.50% · 4.625%
HK$40,693
+HK$2,334/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$76,718/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,156
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,233
−HK$1,093/mo
Today · 4.125%
HK$42,326
baseline
▲ 0.50% · 4.625%
HK$44,557
+HK$2,231/mo
Deposit HK$7.91M · loan HK$7.91M · min. income ≈ HK$84,652/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,315
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,662
−HK$1,369/mo
Today · 4.125%
HK$46,031
baseline
▲ 0.50% · 4.625%
HK$48,832
+HK$2,801/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,062/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,187
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,480
−HK$1,311/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,468
+HK$2,677/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,534
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,106
−HK$1,597/mo
Today · 4.125%
HK$53,703
baseline
▲ 0.50% · 4.625%
HK$56,971
+HK$3,268/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,406/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,219
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$57,726
−HK$1,530/mo
Today · 4.125%
HK$59,256
baseline
▲ 0.50% · 4.625%
HK$62,379
+HK$3,123/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,512/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,972
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,993
−HK$2,054/mo
Today · 4.125%
HK$69,047
baseline
▲ 0.50% · 4.625%
HK$73,248
+HK$4,201/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,094/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,281
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,220
−HK$1,966/mo
Today · 4.125%
HK$76,186
baseline
▲ 0.50% · 4.625%
HK$80,202
+HK$4,016/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,372/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,614 · Scale 2, in force from 26 Feb 2026)