LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,097
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,220
−HK$1,141/mo
Today · 4.125%
HK$38,361
baseline
▲ 0.50% · 4.625%
HK$40,695
+HK$2,334/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,722/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,158
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,235
−HK$1,093/mo
Today · 4.125%
HK$42,328
baseline
▲ 0.50% · 4.625%
HK$44,559
+HK$2,231/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,656/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,317
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,664
−HK$1,369/mo
Today · 4.125%
HK$46,033
baseline
▲ 0.50% · 4.625%
HK$48,834
+HK$2,801/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,066/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,190
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,482
−HK$1,311/mo
Today · 4.125%
HK$50,793
baseline
▲ 0.50% · 4.625%
HK$53,470
+HK$2,677/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,586/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,536
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,108
−HK$1,597/mo
Today · 4.125%
HK$53,705
baseline
▲ 0.50% · 4.625%
HK$56,973
+HK$3,268/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,410/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,221
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,729
−HK$1,530/mo
Today · 4.125%
HK$59,259
baseline
▲ 0.50% · 4.625%
HK$62,382
+HK$3,123/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,518/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,975
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,996
−HK$2,054/mo
Today · 4.125%
HK$69,050
baseline
▲ 0.50% · 4.625%
HK$73,251
+HK$4,201/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,100/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,284
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,223
−HK$1,967/mo
Today · 4.125%
HK$76,190
baseline
▲ 0.50% · 4.625%
HK$80,206
+HK$4,016/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,380/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,640 · Scale 2, in force from 26 Feb 2026)