LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,101
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,224
−HK$1,141/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,700
+HK$2,335/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,162
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,240
−HK$1,092/mo
Today · 4.125%
HK$42,332
baseline
▲ 0.50% · 4.625%
HK$44,564
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,664/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,322
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,669
−HK$1,369/mo
Today · 4.125%
HK$46,038
baseline
▲ 0.50% · 4.625%
HK$48,840
+HK$2,802/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,076/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,195
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,488
−HK$1,311/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,476
+HK$2,677/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,542
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,114
−HK$1,597/mo
Today · 4.125%
HK$53,711
baseline
▲ 0.50% · 4.625%
HK$56,980
+HK$3,269/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,422/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,227
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,735
−HK$1,530/mo
Today · 4.125%
HK$59,265
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,124/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,530/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,983
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,004
−HK$2,054/mo
Today · 4.125%
HK$69,058
baseline
▲ 0.50% · 4.625%
HK$73,260
+HK$4,202/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,116/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,292
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,231
−HK$1,967/mo
Today · 4.125%
HK$76,198
baseline
▲ 0.50% · 4.625%
HK$80,215
+HK$4,017/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,396/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,707 · Scale 2, in force from 26 Feb 2026)