LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,103
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,226
−HK$1,141/mo
Today · 4.125%
HK$38,367
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,334/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,734/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,164
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,241
−HK$1,093/mo
Today · 4.125%
HK$42,334
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,231/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,668/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,323
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,671
−HK$1,369/mo
Today · 4.125%
HK$46,040
baseline
▲ 0.50% · 4.625%
HK$48,841
+HK$2,801/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,080/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,197
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,489
−HK$1,311/mo
Today · 4.125%
HK$50,800
baseline
▲ 0.50% · 4.625%
HK$53,478
+HK$2,678/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,600/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,544
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,116
−HK$1,597/mo
Today · 4.125%
HK$53,713
baseline
▲ 0.50% · 4.625%
HK$56,981
+HK$3,268/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,426/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,229
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,737
−HK$1,530/mo
Today · 4.125%
HK$59,267
baseline
▲ 0.50% · 4.625%
HK$62,391
+HK$3,124/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,534/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,985
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,006
−HK$2,054/mo
Today · 4.125%
HK$69,060
baseline
▲ 0.50% · 4.625%
HK$73,262
+HK$4,202/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,120/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,295
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,234
−HK$1,967/mo
Today · 4.125%
HK$76,201
baseline
▲ 0.50% · 4.625%
HK$80,217
+HK$4,016/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,402/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,726 · Scale 2, in force from 26 Feb 2026)