LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,105
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,228
−HK$1,141/mo
Today · 4.125%
HK$38,369
baseline
▲ 0.50% · 4.625%
HK$40,703
+HK$2,334/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,738/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,166
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,243
−HK$1,093/mo
Today · 4.125%
HK$42,336
baseline
▲ 0.50% · 4.625%
HK$44,568
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,672/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,326
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,673
−HK$1,370/mo
Today · 4.125%
HK$46,043
baseline
▲ 0.50% · 4.625%
HK$48,844
+HK$2,801/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,086/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,199
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,492
−HK$1,311/mo
Today · 4.125%
HK$50,803
baseline
▲ 0.50% · 4.625%
HK$53,481
+HK$2,678/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,606/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,547
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$52,119
−HK$1,597/mo
Today · 4.125%
HK$53,716
baseline
▲ 0.50% · 4.625%
HK$56,985
+HK$3,269/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,432/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,233
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,741
−HK$1,530/mo
Today · 4.125%
HK$59,271
baseline
▲ 0.50% · 4.625%
HK$62,395
+HK$3,124/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,542/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,988
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,010
−HK$2,054/mo
Today · 4.125%
HK$69,064
baseline
▲ 0.50% · 4.625%
HK$73,266
+HK$4,202/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,128/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,299
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,238
−HK$1,967/mo
Today · 4.125%
HK$76,205
baseline
▲ 0.50% · 4.625%
HK$80,222
+HK$4,017/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,410/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,761 · Scale 2, in force from 26 Feb 2026)