LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,108
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,231
−HK$1,142/mo
Today · 4.125%
HK$38,373
baseline
▲ 0.50% · 4.625%
HK$40,707
+HK$2,334/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,746/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,170
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,247
−HK$1,093/mo
Today · 4.125%
HK$42,340
baseline
▲ 0.50% · 4.625%
HK$44,572
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,680/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,330
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,678
−HK$1,369/mo
Today · 4.125%
HK$46,047
baseline
▲ 0.50% · 4.625%
HK$48,849
+HK$2,802/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,094/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,204
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,497
−HK$1,311/mo
Today · 4.125%
HK$50,808
baseline
▲ 0.50% · 4.625%
HK$53,487
+HK$2,679/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,616/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,551
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,124
−HK$1,598/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,990
+HK$3,268/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,238
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,746
−HK$1,530/mo
Today · 4.125%
HK$59,276
baseline
▲ 0.50% · 4.625%
HK$62,401
+HK$3,125/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,552/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,995
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,016
−HK$2,055/mo
Today · 4.125%
HK$69,071
baseline
▲ 0.50% · 4.625%
HK$73,273
+HK$4,202/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,142/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,306
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,245
−HK$1,968/mo
Today · 4.125%
HK$76,213
baseline
▲ 0.50% · 4.625%
HK$80,230
+HK$4,017/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,426/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,819 · Scale 2, in force from 26 Feb 2026)