LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,109
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,232
−HK$1,141/mo
Today · 4.125%
HK$38,373
baseline
▲ 0.50% · 4.625%
HK$40,708
+HK$2,335/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,746/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,171
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,248
−HK$1,093/mo
Today · 4.125%
HK$42,341
baseline
▲ 0.50% · 4.625%
HK$44,573
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,682/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,330
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,678
−HK$1,370/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,850
+HK$2,802/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,205
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,498
−HK$1,311/mo
Today · 4.125%
HK$50,809
baseline
▲ 0.50% · 4.625%
HK$53,487
+HK$2,678/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,618/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,552
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,125
−HK$1,597/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,991
+HK$3,269/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,239
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,747
−HK$1,530/mo
Today · 4.125%
HK$59,277
baseline
▲ 0.50% · 4.625%
HK$62,402
+HK$3,125/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,554/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,996
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,017
−HK$2,054/mo
Today · 4.125%
HK$69,071
baseline
▲ 0.50% · 4.625%
HK$73,274
+HK$4,203/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,142/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,307
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,246
−HK$1,968/mo
Today · 4.125%
HK$76,214
baseline
▲ 0.50% · 4.625%
HK$80,231
+HK$4,017/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,428/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,827 · Scale 2, in force from 26 Feb 2026)