LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,109
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,232
−HK$1,142/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,708
+HK$2,334/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,171
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,248
−HK$1,093/mo
Today · 4.125%
HK$42,341
baseline
▲ 0.50% · 4.625%
HK$44,573
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,682/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,331
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,679
−HK$1,369/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,850
+HK$2,802/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,205
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,498
−HK$1,312/mo
Today · 4.125%
HK$50,810
baseline
▲ 0.50% · 4.625%
HK$53,488
+HK$2,678/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,620/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,553
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,125
−HK$1,598/mo
Today · 4.125%
HK$53,723
baseline
▲ 0.50% · 4.625%
HK$56,992
+HK$3,269/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$107,446/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,240
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,748
−HK$1,530/mo
Today · 4.125%
HK$59,278
baseline
▲ 0.50% · 4.625%
HK$62,403
+HK$3,125/mo
Deposit HK$4.75M · loan HK$11.08M · min. income ≈ HK$118,556/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,997
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,018
−HK$2,054/mo
Today · 4.125%
HK$69,072
baseline
▲ 0.50% · 4.625%
HK$73,275
+HK$4,203/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,144/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,308
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,247
−HK$1,968/mo
Today · 4.125%
HK$76,215
baseline
▲ 0.50% · 4.625%
HK$80,232
+HK$4,017/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,430/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,835 · Scale 2, in force from 26 Feb 2026)