LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,110
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,233
−HK$1,141/mo
Today · 4.125%
HK$38,374
baseline
▲ 0.50% · 4.625%
HK$40,709
+HK$2,335/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,748/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,172
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,249
−HK$1,093/mo
Today · 4.125%
HK$42,342
baseline
▲ 0.50% · 4.625%
HK$44,574
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,684/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,332
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,679
−HK$1,370/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,851
+HK$2,802/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,206
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,499
−HK$1,311/mo
Today · 4.125%
HK$50,810
baseline
▲ 0.50% · 4.625%
HK$53,489
+HK$2,679/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,620/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,553
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,126
−HK$1,598/mo
Today · 4.125%
HK$53,724
baseline
▲ 0.50% · 4.625%
HK$56,993
+HK$3,269/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,448/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,240
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,749
−HK$1,530/mo
Today · 4.125%
HK$59,279
baseline
▲ 0.50% · 4.625%
HK$62,403
+HK$3,124/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,558/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,997
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,019
−HK$2,054/mo
Today · 4.125%
HK$69,073
baseline
▲ 0.50% · 4.625%
HK$73,276
+HK$4,203/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,146/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,309
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,248
−HK$1,967/mo
Today · 4.125%
HK$76,215
baseline
▲ 0.50% · 4.625%
HK$80,233
+HK$4,018/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,430/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,842 · Scale 2, in force from 26 Feb 2026)