LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,112
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$1,141/mo
Today · 4.125%
HK$38,376
baseline
▲ 0.50% · 4.625%
HK$40,712
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,752/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,174
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,093/mo
Today · 4.125%
HK$42,345
baseline
▲ 0.50% · 4.625%
HK$44,577
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,690/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,334
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,682
−HK$1,370/mo
Today · 4.125%
HK$46,052
baseline
▲ 0.50% · 4.625%
HK$48,854
+HK$2,802/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$92,104/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,209
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,502
−HK$1,312/mo
Today · 4.125%
HK$50,814
baseline
▲ 0.50% · 4.625%
HK$53,492
+HK$2,678/mo
Deposit HK$6.33M · loan HK$9.50M · min. income ≈ HK$101,628/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,557
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$52,129
−HK$1,598/mo
Today · 4.125%
HK$53,727
baseline
▲ 0.50% · 4.625%
HK$56,996
+HK$3,269/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,454/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,244
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$57,752
−HK$1,530/mo
Today · 4.125%
HK$59,282
baseline
▲ 0.50% · 4.625%
HK$62,407
+HK$3,125/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,564/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,001
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,023
−HK$2,055/mo
Today · 4.125%
HK$69,078
baseline
▲ 0.50% · 4.625%
HK$73,281
+HK$4,203/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,156/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,313
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,253
−HK$1,967/mo
Today · 4.125%
HK$76,220
baseline
▲ 0.50% · 4.625%
HK$80,238
+HK$4,018/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,440/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,880 · Scale 2, in force from 26 Feb 2026)