LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,116
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,239
−HK$1,142/mo
Today · 4.125%
HK$38,381
baseline
▲ 0.50% · 4.625%
HK$40,716
+HK$2,335/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,762/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,179
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,256
−HK$1,093/mo
Today · 4.125%
HK$42,349
baseline
▲ 0.50% · 4.625%
HK$44,582
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,698/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,339
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,687
−HK$1,370/mo
Today · 4.125%
HK$46,057
baseline
▲ 0.50% · 4.625%
HK$48,860
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.50M · min. income ≈ HK$92,114/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,215
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,508
−HK$1,311/mo
Today · 4.125%
HK$50,819
baseline
▲ 0.50% · 4.625%
HK$53,498
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.50M · min. income ≈ HK$101,638/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,562
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,135
−HK$1,598/mo
Today · 4.125%
HK$53,733
baseline
▲ 0.50% · 4.625%
HK$57,003
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,466/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,250
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,759
−HK$1,530/mo
Today · 4.125%
HK$59,289
baseline
▲ 0.50% · 4.625%
HK$62,415
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,578/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,009
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,031
−HK$2,055/mo
Today · 4.125%
HK$69,086
baseline
▲ 0.50% · 4.625%
HK$73,289
+HK$4,203/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$138,172/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,322
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,261
−HK$1,968/mo
Today · 4.125%
HK$76,229
baseline
▲ 0.50% · 4.625%
HK$80,247
+HK$4,018/mo
Deposit HK$1.58M · loan HK$14.25M · min. income ≈ HK$152,458/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,948 · Scale 2, in force from 26 Feb 2026)