LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,119
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,242
−HK$1,142/mo
Today · 4.125%
HK$38,384
baseline
▲ 0.50% · 4.625%
HK$40,719
+HK$2,335/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,768/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,182
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,259
−HK$1,093/mo
Today · 4.125%
HK$42,352
baseline
▲ 0.50% · 4.625%
HK$44,585
+HK$2,233/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,704/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,342
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,690
−HK$1,370/mo
Today · 4.125%
HK$46,060
baseline
▲ 0.50% · 4.625%
HK$48,863
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.50M · min. income ≈ HK$92,120/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,218
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,511
−HK$1,312/mo
Today · 4.125%
HK$50,823
baseline
▲ 0.50% · 4.625%
HK$53,502
+HK$2,679/mo
Deposit HK$6.34M · loan HK$9.50M · min. income ≈ HK$101,646/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,566
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,139
−HK$1,598/mo
Today · 4.125%
HK$53,737
baseline
▲ 0.50% · 4.625%
HK$57,007
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,474/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,254
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,763
−HK$1,530/mo
Today · 4.125%
HK$59,293
baseline
▲ 0.50% · 4.625%
HK$62,419
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,586/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,013
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,036
−HK$2,054/mo
Today · 4.125%
HK$69,090
baseline
▲ 0.50% · 4.625%
HK$73,294
+HK$4,204/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,180/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,327
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,267
−HK$1,967/mo
Today · 4.125%
HK$76,234
baseline
▲ 0.50% · 4.625%
HK$80,253
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,468/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$593,989 · Scale 2, in force from 26 Feb 2026)