LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,120
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,244
−HK$1,141/mo
Today · 4.125%
HK$38,385
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,770/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,184
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,094/mo
Today · 4.125%
HK$42,355
baseline
▲ 0.50% · 4.625%
HK$44,587
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,710/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,344
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,693
−HK$1,370/mo
Today · 4.125%
HK$46,063
baseline
▲ 0.50% · 4.625%
HK$48,865
+HK$2,802/mo
Deposit HK$6.34M · loan HK$9.50M · min. income ≈ HK$92,126/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,220
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,514
−HK$1,311/mo
Today · 4.125%
HK$50,825
baseline
▲ 0.50% · 4.625%
HK$53,505
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.50M · min. income ≈ HK$101,650/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,569
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$52,142
−HK$1,598/mo
Today · 4.125%
HK$53,740
baseline
▲ 0.50% · 4.625%
HK$57,010
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,480/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,257
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$57,766
−HK$1,530/mo
Today · 4.125%
HK$59,296
baseline
▲ 0.50% · 4.625%
HK$62,422
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,592/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,017
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,039
−HK$2,055/mo
Today · 4.125%
HK$69,094
baseline
▲ 0.50% · 4.625%
HK$73,298
+HK$4,204/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,188/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,330
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,270
−HK$1,968/mo
Today · 4.125%
HK$76,238
baseline
▲ 0.50% · 4.625%
HK$80,257
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,476/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,019 · Scale 2, in force from 26 Feb 2026)