LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,124
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,247
−HK$1,142/mo
Today · 4.125%
HK$38,389
baseline
▲ 0.50% · 4.625%
HK$40,725
+HK$2,336/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$76,778/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,187
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,265
−HK$1,094/mo
Today · 4.125%
HK$42,359
baseline
▲ 0.50% · 4.625%
HK$44,591
+HK$2,232/mo
Deposit HK$7.92M · loan HK$7.92M · min. income ≈ HK$84,718/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,349
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,697
−HK$1,370/mo
Today · 4.125%
HK$46,067
baseline
▲ 0.50% · 4.625%
HK$48,870
+HK$2,803/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$92,134/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,225
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,518
−HK$1,312/mo
Today · 4.125%
HK$50,830
baseline
▲ 0.50% · 4.625%
HK$53,510
+HK$2,680/mo
Deposit HK$6.34M · loan HK$9.51M · min. income ≈ HK$101,660/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,573
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$52,146
−HK$1,599/mo
Today · 4.125%
HK$53,745
baseline
▲ 0.50% · 4.625%
HK$57,015
+HK$3,270/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$107,490/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,262
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$57,771
−HK$1,531/mo
Today · 4.125%
HK$59,302
baseline
▲ 0.50% · 4.625%
HK$62,428
+HK$3,126/mo
Deposit HK$4.75M · loan HK$11.09M · min. income ≈ HK$118,604/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,023
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,045
−HK$2,055/mo
Today · 4.125%
HK$69,100
baseline
▲ 0.50% · 4.625%
HK$73,305
+HK$4,205/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$138,200/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,337
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,277
−HK$1,968/mo
Today · 4.125%
HK$76,245
baseline
▲ 0.50% · 4.625%
HK$80,264
+HK$4,019/mo
Deposit HK$1.58M · loan HK$14.26M · min. income ≈ HK$152,490/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$594,075 · Scale 2, in force from 26 Feb 2026)